A first in France: Revolut and Visa test artificial intelligence payments
On Monday, September 7, 2026, an important milestone was reached in the French banking sector. The online bank Revolut, in collaboration with payment giant Visa, announced that it had successfully completed the very first payment triggered directly by an artificial intelligence (AI) agent on national territory.
This technology allows an intelligent virtual assistant to carry out a financial transaction autonomously, without direct human intervention at the time of purchase. The goal of this partnership is to simplify payment processes for users while ensuring a high level of security for digital transactions.
The operation relies on AI agents capable of analyzing user needs and validating a payment in real time. This innovation marks a major evolution in how the French interact with their banking services, transforming AI from a simple information tool into a genuine financial actor.
However, this technological advancement also raises important questions regarding data protection and account security. Financial authorities and cybersecurity experts are closely monitoring this experiment to ensure that the necessary safeguards are in place to protect consumers.
For now, this project remains in a testing phase. If the results prove conclusive, this technology could quickly become widespread and permanently change our daily consumption habits in France.