NPCI 設立新的技術與創新部門
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印度國家支付公司(NPCI)是營運該國多項數位支付系統的機構,該公司已設立一個全新的技術與創新部門。此部門將聚焦於人工智慧(AI)與區塊鏈等領域,這些技術在銀行與金融業中正日益普及。
NPCI在印度廣為人知,因為它營運統一支付介面(UPI),這套系統讓民眾能透過手機快速收付款項。藉由成立專責的新技術團隊,該機構希望探索AI與區塊鏈等工具如何協助讓支付更快速、更安全,也更便於使用。區塊鏈是一種由多台電腦共同分享的數位紀錄系統,常被視為提升金融交易安全性與透明度的方法。
此舉顯示,隨著全國數位交易持續成長,印度的支付系統正為未來做準備。該部門的具體專案與人員配置尚未公開。新部門預計將從事研究與開發工作,不過其確切計畫可能會在未來幾個月內更加明朗。
Sources: Finextra Research
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