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National Health Insurance Premium Cap to Rise by 30,000 Yen in FY2027, Targeting High Earners

Published 2026-11-10

National Health Insurance Premium Cap to Rise by 30,000 Yen in FY2027, Targeting High Earners | Integri News

The Ministry of Health, Labour and Welfare has decided to raise the annual premium cap for National Health Insurance, which covers self-employed people and others, by 30,000 yen to 960,000 yen. The increase is expected to take effect from fiscal 2027.

The increase mainly targets high-income earners. According to reports, for single individuals, those with an annual income of roughly 11.7 million yen or more are expected to be affected. National Health Insurance premiums are calculated based on income from the previous year, so the system is structured such that the higher a person's income, the higher their premium.

On the other hand, raising the premium cap will increase the burden on people with higher incomes. The Ministry of Health, Labour and Welfare plans to proceed with procedures related to a review of the system. The official decision and specific details need to be confirmed through future announcements.

National Health Insurance is a public medical insurance scheme that many self-employed people and sole proprietors, who are not employed by companies, enroll in. This policy directly concerns the premiums of these enrollees. It is important for those interested in future government announcements and the relationship between their own annual income and premiums to check the latest information.

Sources: 日本経済新聞

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