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Students in Amsterdam: how to get by on very different budgets?

2026-08-21

Students in Amsterdam: how to get by on very different budgets?

Life as a student in Amsterdam is a financial challenge for many. Three students, Mats (19), Amida (38), and Mette (19), show just how large the differences in budgets can be. While one has to get by on 414 euros per month, another has 2,000 euros at their disposal. These differences have a major impact on their daily lives and their choices.

For students with a small budget, daily life is a puzzle. They often have to be creative with their spending and watch every euro. For them, moving into a room often means they have to work more alongside their studies to pay for rent and groceries. This can put pressure on the balance between studies and free time.

On the other hand, there are students who have more financial leeway. This can be due to a contribution from parents, savings, or a well-paying part-time job. With a larger budget, there is more freedom to participate in social activities, eat out, or buy textbooks without worry. Nevertheless, the high cost of rent in Amsterdam remains a major expense for almost every student.

The stories of Mats, Amida, and Mette make it clear that the financial situation of students in the Netherlands varies greatly. Although student finance is available to everyone, it is not enough for many students to cover all costs. The discussion about the affordability of student life therefore remains a topical subject in Dutch society.

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