Russians took out 6.74 trillion rubles in cash loans
Published
The portfolio of cash loans in Russia at the end of the third quarter of 2026 amounted to 6.74 trillion rubles. This data is reported by the publication BFM.ru. Cash loans are consumer loans that a person receives in money and can use for any personal purpose, for example to buy appliances, carry out repairs or cover unexpected expenses.
According to the publication, the number of borrowers has reached 17.71 million people. This means that roughly every eighth resident of the country, if calculated by the size of Russia's population, has such a loan. Thus, consumer loans remain one of the most widespread types of banking services for citizens.
Experts usually advise carefully studying the terms of the agreement before taking out a loan. It is important to pay attention to the interest rate, the full cost of the loan, the amount of the monthly payment and possible commissions. It is also recommended to assess in advance whether a person will be able to repay the debt without problems, even if their income changes.
Data on the growth or change in the volume of the loan portfolio help to understand how Russians manage their finances. Monitoring such statistics is useful for everyone who plans to take out a loan or wants to better understand the state of the consumer market in the country.
Sources: BFM.ru
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