New Methods of Phone Scammers: How to Protect Your Data
Recently, cases of phone fraud using modern technologies have become more frequent in Russia. Criminals have learned not only to spoof phone numbers so that they appear as official contacts of banks or government services, but also to imitate human voices.
The main deception scheme often begins with a call from a "bank employee" or a "representative of law enforcement agencies." Thanks to artificial intelligence technologies, criminals can copy the voice of a person you know or a security officer to gain the victim's trust. During the conversation, the scammers try to convince the person to transfer money to a "safe account" or provide confidential card details.
Cybersecurity experts note that criminals often use multi-stage scenarios. First, one person calls the victim, and then another "specialist" joins in to confirm the "story." This creates a sense of reality for the person and forces them to act quickly, without having time to critically evaluate the situation.
To protect yourself, experts recommend staying calm and not making hasty decisions during suspicious calls. If you receive a call from a bank, it is better to hang up yourself and call back using the official number indicated on the back of your bank card.
Remember that bank employees never ask clients to transfer funds to third-party accounts or to provide codes from SMS messages. Be vigilant and do not share personal information with strangers, even if they identify themselves as employees of well-known organizations.