Company Health Insurance: A Requirement for French Employees Since 2016
Published
Since 2016, group supplementary health insurance has been mandatory in French companies. This rule is part of the social protection of employees. It allows each worker to benefit from supplementary health coverage, in addition to basic health insurance.
In practical terms, the employer must offer its employees a group health insurance plan. It generally contributes to funding the premium, which may be deducted from the salary. This coverage complements the reimbursements provided by the Social Security, for example for medical consultations, medicines, or dental and optical care.
This issue is also of interest to other European countries. Health systems vary considerably from one country to another, particularly regarding the role of employers and the State in financing care. Some European states favour private insurance, while others rely more on public systems. The comparison helps to better understand the place of group supplementary health insurance in France.
In summary, company health insurance is now a central element of social protection in France. For employees and employers alike, it is useful to know one's rights and obligations. The differences with neighbouring countries show that each healthcare model reflects its own political and social choices.
Sources: www.howdengroup.com
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